Buying mortgage solutions ( what can we do for you ? )
* First solution: The bank offers a mortgage to finance the purchase price of the house and registration fees, fees for acts of loan and the fees of the notary. The disadvantage of this solution is that the bank will charge a higher interest rate linked to the excess of quota. However this type of mortgage remains an attractive solution for customers who wish to become owner without equity and the monthly charge should stick to the budget!
* Second Solution: This is a mortgage guaranteed. The guaranteed loan works the same way that the loan to 125% which is added the bond insurance and a death cover payable premium. Your advantage is that you get a loan all in one, you keep the benefit of a rate calculated on the basis of a percentage less than 75%, however the overall budget can not exceed 125% of the purchase price. However, in some cases the formula must be adjusted to avoid extra costs for insurance and death by age of policyholder. This solution mortgage is feasible and acceptable 30 years with a monthly progressive!
* Third option: You’re looking for a mortgage but you do not have the full cost of purchase (notary – register – mortgage). You may have a personal loan or a credit and you think it will be harder to achieve your dreams and obtain a mortgage to 125% in good conditions. Direct help just get it here on home mortgage loans.
* After analyzing your situation we can determine with you the budget fits your case and gather all the chances on your side to reach the goal: Become the owner.
* Once you have found home in your budget, you can organize your signature and let us compromise so that we do write a check for you to pay the deposit. The costs are financed through a personal loan and mortgage formula offers a low monthly payment in early to keep an appropriate budget over the life of the loan.
* The deposit: as you do not have the resources to your project the same applies for the funds necessary to pay the deposit. Therefore we organize the payment of the deposit to your solicitor via a loan payment … and voila.
* Savings: Once we have determined your budget in terms of the purchase price and monthly charges please save the difference between your current rent and future load on a savings tax. The funds gathered will give you the advance costs for small and possibly your future work.
