How it works?  What is support?

Most insurance companies offer this service through specialized contracts or by making it clear in the car or home insurance.

Note that assistance to people is different from the support vehicles. Your health or housing normally involves first aid while the second requires a subscription to an optional on your vehicle insurance contract.

The assistance is to obtain a medical and technical assistance at any time and almost anywhere on the planet earth. Just get the instant car insurance and you will feel safe in everywhere.

Unlike the services offered, you are contributing little to help. The amount varies according to insurance companies as well as guarantees for which you have subscribed. The amount can vary from 25 to 100 dollar per year. You have therefore at a reduced price from a panel of very useful services: repair, repatriation by plane, doctor, replacement car … In addition assistance is often quick to not worsen the situation, thanks to local connection.

How to use the assistance:

When your situation becomes critical and it needs to implement the safeguards for which you purchased, you can receive assistance.

Attention, please call customer support before incurring costs which could not be repaid in the future. The assistance will have the right to refuse to grant guarantees.

Once you have notified support, you decide and build a plan of repatriation.

Who is authorized to issue assistance?

Generally insurance companies include in their contracts that assistance is often treated by other insurance companies specializing in type Assistance.

On the other hand there is also assistance contracts ponctuel sensible to protect yourself in some specific travel, ask your insurer how the company organizes the guarantee.
Otherwise, for long-term assistance you have the choice between a renewable annual subscription or not according to the option you have chosen.

Assistance does not support:

* The repeated failures

* The failure of gasoline

* Fuel errors

* The flat tire

* The loss of key vehicle

* Repairs

* The invoices for fuel and tolls

The details that needs attention before going out:

* Who benefits from the assistance?
For most contracts, the underwriter and his family are the main beneficiaries. Be attentive to details on this topic on your contract so that you do not end up with a bad surprise and know all the services provided by it. A contract is not an ideal, there are still some closed binding.

* Ask you the right questions, according to the style of travel you will undertake.

-What about the deductible limit mileage?

-The contract allows it to have a replacement vehicle? What kind and how long?

-In case of repatriation and accommodation following a breakdown, an accident or a flight all the passengers are assisted by insurance?

-What is the maximum amount paid by the assistance for which you subscribe?

-Guarantees are they valid beyond all boundaries?
This question is relevant insofar as the insurance do not take risk on some countries characterized by a turbulent current. In fact some states are excluded by the company, your green card mentions them back by deleting the list. Therefore with a little intuition you can guess, of course, that geopolitically unstable countries (attacks, authoritarian regime …) does not allow you to reach guaranteed.

-What are the phone numbers and / or folder for your assistance?
Be careful not n’égarez assistance card that represents your survival in the event of concern. If this is a sticker, you must paste it on the rear of the vehicle. Note that it is a vital phone number in case of problems you can contact for free at any time the services concerned. Insurers generally provide you with other contacts also essential to keep and treasure.
So that your can quickly identify you and help you, always near the necessary documentation (gray and green card).

Some benefits associated with the vehicle:

In case of failure, theft or disaster you can call for assistance in advance (excluding motorways) to benefit:

* A reimbursement of repair, towing package.

* A shipment of spare parts found in your area.

* A plan for repatriation of the passengers of the vehicle

* logistical support to continue your journey (trains, planes, hotel …)

* Under certain conditions, how to retrieve your car anywhere in the world.

* A cost of caretaking

* A driver at your disposal

To conclude:

In terms of value for money, assistance is a guarantee profitable and useful in case of misfortune in that its low price is quickly amortized in the first use.

However you should keep in mind that in the panic he must keep his cool and especially in preventing first aid before taking any rescue improvised.